Become a Member

Tricorp is dedicated to serving as our members’ primary financial institution. We are committed to listening to our members, responding to and meeting their financial services needs so they are best positioned to meet the expectations of their members. Our goal is to provide our member credit unions with cost-effective products and personalized service.

Tricorp has a national field of membership enabling any credit union to apply for membership. Membership requires an investment of .30% of your year-end assets not to exceed $400,000 into a Perpetual Contributed Capital (PCC) Account.

Membership in Tricorp provides credit unions access to our comprehensive product/service menu, which includes Payment Services, Liquidity Solutions, Technology Products and Investment Products.

Become a Member

Because so much of what Tricorp does is integrated into credit unions’ operations, many aspects of the value provided are transparent.


Unique features that membership brings

  • Aggregation of credit unions’ settlement activity in one location eliminates the need to manage and reconcile multiple accounts.
  • Member credit unions do not need to monitor, fund and reconcile a Fed account.
  • Online account management centralizes settlement, overnight and correspondent service activities for credit unions
  • A line of credit automatically covers account activity as needed.
  • No-cost intra-day liquidity for settlement activity means no need to manage cash and no worry about funding for critical payments activity.
  • Cooperative pricing is made possible through partnerships and aggregated volumes.
  • Member credit unions are paid interest on funds kept for settlement and are not required to maintain a compensating balance account.
  • Due to the ownership structure, credit unions are assured top-notch member service with limitless support.
  • Critical education and training


How does a credit union join?

  • Obtain approval from your Board of Directors
  • Complete a Membership Card
  • Return the completed card to Tricorp.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each entity that opens an account. When you open an account, we will ask for your entity name, address, place of business, tax ID number and other information that will allow us to identify you. You will then be notified of your account number and wiring instructions to wire the funds into your Perpetual Contributed Capital (PCC) Account.

Contact Tricorp at to find out how Tricorp’s products and services will benefit your credit union. We look forward to serving you!

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.