Investment Solutions
Maximize Returns with
Investment & Cash
Management
At a risk level that makes sense for you.
Every credit union has a different risk profile, return objectives, and liquidity needs. Tricorp takes the time to understand yours, then we use our investment expertise to help you pursue competitive returns with an appropriate level of risk. We’ll identify opportunities that align with your objectives so you can make confident, informed decisions around putting excess funds to work, managing short-term cash, or building a longer-term portfolio.
Our Investment Solutions
Tricorp gives member credit unions access to a range of investment options that make it easier to diversify where excess funds are held and put them to work in ways that fit your broader financial strategy.
At the core of Tricorp’s investment offerings, CU Investment Solutions, LLC (CU-ISI) gives member credit unions the market access they need to make informed portfolio decisions. Through CU-ISI, credit unions have access to a trusted brokerage partner that can offer competitive bond prices, up-to-date market information, and efficient investment execution.
CU-ISI investment offerings include:
- US Treasuries
- Agency Debentures – Bullets, Callables, and Step-Ups
- Mortgage-Backed Securities (MBS)
- Collateralized Mortgage Obligations (CMOs)
- Bank Notes
- Corporate Bonds
- Asset-Backed Securities (ABS)
- Municipal Bonds
Together, these resources help your team evaluate more opportunities, compare options with confidence, and build an investment strategy that supports your objectives and risk profile.
Reach out to a CU-ISI Registered Representative:
- Chris Hageman: chris@aimcusolutions.org
- Ryan Younger: ryany@aimcusolutions.org
CU Investment Solutions is registered with the Securities and Exchange Commission (SEC) as a broker-dealer under the Securities Exchange Act of 1934. CU Investment Solutions is also registered in the state of Kansas as an investment advisor under the Kansas Securities Act. CU Investment Solutions is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC). You can review the background of this firm and its registered representatives on FINRA’s BrokerCheck.
SimpliCD makes it easier to diversify your portfolio with federally insured certificates of deposit from financial institutions across the country. The program searches its nationwide network for competitive rates, performs due diligence, and manages ongoing reporting, helping your team spend less time rate shopping and administering individual CDs.
By investing through SimpliCD, member credit unions benefit from:
- Competitive rates across a range of terms and deposit amounts
- No annual or transaction fees
- Automated, same-day settlement
- Consolidated reporting and one monthly interest payment
- Rate and term options are available for online purchasing through Premier View
- Federally insured investment options that can help support a risk-conscious portfolio
SimpliCD is owned and operated by Primary Financial Company, LLC, a CUSO jointly owned by Tricorp and other corporate credit unions nationwide. Credit unions looking to raise funds can also issue CDs through the program as part of Tricorp’s Liquidity Solutions.
Tricorp’s safekeeping program gives member credit unions a secure, convenient way to hold and administer marketable securities and negotiable certificates of deposit. The service combines institutional safekeeping with direct support from Tricorp, so your team can maintain control of its investments while simplifying day-to-day oversight.
Our securities safekeeping services include:
- Online account access through Premier View
- Monthly market valuations plus daily holding and transaction reports
- Delivery-versus-payment processing for DTC and book-entry transactions
- The ability to pledge eligible securities as collateral with the Federal Reserve Bank Discount Window
- No hypothecation, helping your credit union maintain control of its securities
- Competitive pricing
- Tricorp-based member support to assist with transactions and account questions
For risk-conscious credit unions, securities safekeeping provides an added layer of security, visibility, and support as you manage your investment portfolio.
Perpetual Contributed Capital (PCC) is an interest-bearing investment that helps support Tricorp’s capital position and long-term ability to serve its members. PCC is not required to become a Tricorp member, giving credit unions the flexibility to decide whether this investment fits their needs.
Our Cash Management Services
Tricorp’s cash management solutions maintain the liquidity needed for your day-to-day operations while making the most of available funds. Flexible account options make it easier to earn on short-term balances without sacrificing access to cash.
Overnight Account
The Overnight Account is a flexible place to hold operating funds while continuing to earn dividends on available balances. With no withdrawal restrictions, funds remain accessible for daily needs and can also be used to settle payment activity directly through Tricorp.
An established Tricorp line of credit can provide added flexibility by covering eligible settlement activity when available balances run short. For credit unions that need additional access to funds, Tricorp also offers a range of Liquidity Solutions.
Premium Overnight Account
Tricorp’s Premium Overnight Account is designed for credit unions that want to earn more on larger cash balances while maintaining immediate access to their funds. Separate from settlement and managed directly by your credit union, the account uses a tiered structure that rewards higher balances with higher dividend rates.
- The first $4,999,999 earns the same dividend rate as Tricorp’s regular Overnight Account
- Balances of $5,000,000 and above earn a higher rate
Confidently Put Your Funds to Work
Tricorp’s team can help you compare investment options, improve returns on excess cash, and balance the best yields with the right liquidity. Tell us about your goals and risk profile, and we’ll work together to select the right investment opportunities.